Columbia Union Revolving Fund

How We Serve

The Columbia Union Revolving Fund (CURF) is a separate, nonprofit corporation affiliated with the Columbia Union Conference. CURF shares the Seventh-day Adventist gospel mission and advances this mission through cost-effective financing for churches, schools, conferences, and other denominational entities within the eight-state territory served by the Columbia Union. Over the last five years, CURF approved some 279 loans totaling over $101.5 million.

CURF makes loans to Seventh-day Adventist affiliated churches, schools and other denominational institutions located within the Columbia Union territory for the purpose of construction, acquisition, renovation and other capital improvement projects, or to satisfy temporary operating capital requirements. The Revolving Fund raises the funds used in making those loans by selling Demand Promissory Notes only to members and organizations of the Seventh-day Adventist Church who reside in the states and jurisdictions comprising the Columbia Union territory.

CURF is not offering notes, and will not sell notes, to residents of any state other than Maryland, Pennsylvania, Ohio, Delaware, Virginia, New Jersey, West Virginia, and the District of Columbia (the “Territory”).  The posting of information on this website does not constitute an offer to sell nor a solicitation of an offer to buy any securities.  No sales of notes shall be made in any state until the offering has been registered and declared effective, or the sales are exempt from registration, and an offering circular has been delivered to the investor prior to such sale.

About Emmanuel Asiedu

Emmanuel Asiedu starts working with the Columbia Union Revolving Fund (CURF) June 1, 2015.  He has a well-established history of working for the Seventh-day Adventist church.  He has worked with the General Conference Auditing Service, where he audited CURF and also audited related entities that have investments and loans with CURF.  He comes to CURF from the Chesapeake Conference of Seventh-day Adventists where he was Associate Treasurer.  In this position he helped to supervise and train the school and church treasurers as well as the academy business managers.  He also worked with and helped manage the conference’s investments, investment policies and investment allocations.   He has an MBA (Accounting) from La Sierra University in Riverside, California and professional certifications such CPA (Certified Public Accountant), CMA (Certified Management Accountant), CIA (Certified Internal Auditor), CFE (Certified Fraud Examiner), and CGMA (Chartered Global Management Accountant).  He has also taught as an adjunct professor at Towson University and Washington Adventist University.

Getting in Touch

Columbia Union Revolving Fund

Telephone: (866) 721-CURF (2873) or (410) 715-0328

Union Associate Treasurer and Secretary/Treasurer of CURF: Emmanuel Asiedu
Office: ext. 590

Assistant Treasurer: Peggy Jean Lee
Office: ext. 591


Assistant Treasurer: Jamie Timon 
Office: ext. 592



Administrative Assistant: Gloria Holland
Office: ext. 594